Our Blog

Where Are Mortgage Interest Rates Headed In 2019?

October 17, 2018

It is a fact that interest rates have increased this year and a very good possibility they will increase even more in 2019.  Even half a percentage point in interest rates can change the type of home you can purchase for your family.  Why wait?  Let’s see what you can afford now and get you […]

Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?

October 12, 2018

Don’t be the buyer can that no longer buy because of higher interest rates.  Mortgage rates have risen in the last few months but they are still lower than they have been in decades.  Don’t miss the opportunity to buy now while the interest rate is still attainable.  Your purchasing power decreases each time there […]

Buying a Home is Cheaper than Renting in 38 States!

October 10, 2018

Are you still renting? That begs the question: WHY?  The map below shows that it is cheaper to own a home in Florida than it is to rent.  Why throw your money away each month for your landlord’s mortgage?  No down payment?  That may not be an excuse any more; we can arrange financing with […]

Is Now a Good Time to Rent? NO!

October 5, 2018

Rents continue to rise in Southwest Florida.  Many new rental communities are being built but the monthly rent rates they are charging are very high.  Yes they offer amenities but why throw your money away every month?  With low interest rates, at least for the moment, and a lot of inventory in our area, it […]

Housing Market: Another Gigantic Difference Between 2008 and 2018

October 3, 2018

Worried about the gloom and doom of the real estate market?  Concerned the market could return to the days of 2009 and 2010?  This article gives a very good perspective on why that won’t happen.  Mortgages are much more difficult to attain than they were 10 years ago, buyers are scrutinized carefully by the banks […]

Having Trouble Saving Enough for Your Down Payment? Crowdfund It!

September 26, 2018

Heard of GoFundMe?  How about Crowdfund?  Apparently this is a new trend for first time buyers to get help with a down payment.  Wedding couples are asking their friends and family to donate money rather than household items they probably already have.  What about all those birthday and Christmas presents?  How about your family donate […]

5 Reasons Homeownership Makes ‘Cents’

September 25, 2018

Are you one of the many people renting your home and paying your landlords mortgage each month?  Read this article about the 5 reasons homeownership is so important.  Each time you make a mortgage payment on your home, you are gaining equity and paying down your principal.  Basically you are paying yourself and have a […]

Have You Outgrown Your Starter Home?

September 21, 2018

Starter homes are wonderful things and often we stay in love with them forever.  But what happens when those cute toddlers become teenagers?  Suddenly the wonderful home is much smaller and the people much larger!  Although you still love the house, it doesn’t satisfy your needs the way it used to.  Maybe it is time […]