"It's Always Toasty in Naples"

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27 Mile Mountain Bike Ride In Everglades City

Naples FL Real Estate – ToastyinNaples.com Realty I wrote last week about the road bike ride in Everglades City but, if you are a mountain bike lover, there is also a good ride for you.  This ride was also part of the River of Grass Greenway Ride in April this year but you can do it at any time of the year.  Make sure to take plenty of water if you plan to ride in the summer months because the hot and humid weather will make you... Continue Reading >

Poinciana Trees On 5th Avenue In Old Naples

Naples FL Real Estate – ToastyinNaples.com Realty This weekend I was able to spend some time in downtown Naples enjoying Starbucks coffee on 5th Avenue South and watching the people enjoy a gorgeous sunny Saturday afternoon.  The Poinciana trees are showing off their wonderful color throughout the downtown Naples area. Poinciana Trees are also known as Flame Trees and it is easy to see why as they give a flamboyant and colorful display at this time of year.  The tree is native to Madagascar and for several weeks... Continue Reading >

New Streamlined Modification For Freddie Mac Mortgages

Naples FL Real Estate – ToastyinNaples.com Realty Is the mortgage on your home insured by Freddie Mac?  Are you between 90 and 720 days late on your mortgage payment?  If you answer yes to these questions you may be eligible for the new Freddie Mac streamlined modification program.  This program was planned to begin on July 1, 2013 but the government owned company changed the date in an effort to help victims of Hurricane Sandy.  This streamlined program makes it easier for homeowners who are behind in... Continue Reading >

4 Important Buyer Tips For Sellers

Naples FL Real Estate – ToastyinNaples.com Realty In the real estate industry today we try to keep the buyers and sellers apart so there are no personalities involved in the transaction and the process can evolve smoothly.  But what if the buyer could tell the seller all the things they have done wrong when presenting their property for sale?  Wouldn't that be helpful for the seller?  Well I have compiled a list of things that buyers have told me as I was showing them property. 1.  Never Stay... Continue Reading >

Road Bike Trails In Everglades City

Naples FL Real Estate – ToastyinNaples.com Realty Everglades City is just a short drive from Naples and is a great place to take your road bike.  There is an organized ride each spring held by River of Grass Greenway but you can go anytime and ride the route with friends.  All rides start at McLeod Park in Everglades City.  Click here for map of route. 62 Mile Road Bike Ride Cycle north 4 miles on Hwy 29 past mangroves Go east on Hwy 41 for 13 miles - scenery transitions... Continue Reading >

Naples Botanical Gardens Tour And Pictures

Naples FL Real Estate – ToastyinNaples.com Realty The Naples Botanical Gardens is a wonderful place to visit and relax among the flowers or bring your camera and snap away to your hearts content. My husband Mike is a professional photographer as well as a member of ToastyinNaples.com Realty and he loves the photo opportunities at the Botanical Gardens.  You can purchase an annual membership and visit as many times as you like during the year.  If you are just here for a short time they do have daily rates. As... Continue Reading >

Everything You Need To Know About FHA Mortgages

Naples FL Real Estate – ToastyinNaples.com Realty Many people hear the words FHA mortgage with 3.5% downpayment but don't understand exactly what an FHA mortgage is or even what the FHA is!  This article should help clear up many of the questions of today's homebuyer when faced with the decision to take an FHA mortgage. What Is The FHA? The FHA is actually the Federal Housing Administration and is a division of the US Department of Housing and Urban Development.  The purpose of the FHA is to insure loans... Continue Reading >

Naples Princess Sunset Boat Cruise And 5th Avenue

Naples FL Real Estate – ToastyinNaples.com Realty The Naples Princess Sunset Cruise leaves from her dock across from Tin City and cruises past the gorgeous homes in Port Royal before heading out to the gulf for the sunset.  It is a wonderful opportunity to capture the beauty of Naples on the water and the Naples sunset.  Make sure to bring your camera so you snap pictures of the wonderful homes you will see.  Hopefully a dolphin or two will play in the wake of the boat.  They... Continue Reading >

Is The Government Planning To Make Home Loans More Available?

Naples FL Real Estate – ToastyinNaples.com Realty According to a recent Washington Post article this is exactly what the government is planning.  The housing market has been steadily improving for the past year but most of the benefits of the surge have been felt by people with high credit scores or investors paying cash.  President Obama's administration is working to make home loans more available for people with weaker credit particularly young professionals. How Will The Government Home Loan Program Work? The government administration believes that easing up on... Continue Reading >

4 Questions First Time Buyers Need Answered

Naples FL Real Estate – ToastyinNaples.com Realty Congratulations!  You have decided that you are ready to buy your first home.  What is the process and how do you start?  There are four questions to consider before beginning your search for your dream home. How Does My Credit Score Affect My Ability To Purchase? A credit score above 640 is required to qualify for a mortgage in most cases.  Your credit score will affect whether you can get a mortgage and then what your mortgage interest rate will be.  If... Continue Reading >